Home loans that fit real nurse schedules.
I’m a working registered nurse with experience in trauma and emergency medicine. I understand nurses, nurse income (base + overtime + differentials), and unpredictable schedules — so I make the mortgage process clear, fast, and built around you.
This page is informational and not a commitment to lend. Program approvals depend on underwriting and lender guidelines.
Loan Programs We Offer
Baselines shown. Final approval depends on underwriting and lender guidelines.
FHA Loan
- May allow scores as low as: 580
- Down payment: 3.5%
USDA Loan
- Minimum credit score starting at: 620
- Down payment: 0% down (100% financing) if the property qualifies
VA Loan
- Minimum credit score starting at: 580
Conventional Loan
- Conventional may allow scores as low as: 620
- Down payment: 5%
About Me
I’m a working RN — I understand nurses, their schedules, and how income really looks on paper.
Trauma & Emergency Medicine RN → Mortgage help built for nurses
I’ve worked in trauma and emergency medicine, and I understand nurse pay structures — base rate, overtime, differentials, extra shifts — and how schedules can change quickly.
I’ll meet with you anytime — day or night to accommodate your schedule. If you’re on nights, coming off a 12, or only have a short window between shifts, I’ll make it work. I’m willing to do what it takes to help you get to closing.
- $500 toward closing costs for nurses — ask for the Nurse Closing Cost Credit.
- Text is fine: 205-915-7823
- Email: [email protected]
- NMLS #2567862 (prominent for compliance and trust)
Get More Information
Submit questions or request information. Texting is perfectly fine.
Contact me directly
Busy schedule? No problem. I work around nurse schedules — nights and weekends included.
